Margalla Enclave Payment Plan 2026: Ballot vs File vs Resale
Websites quote three different '5 Marla prices' for Margalla Enclave — 1.55 Crore, 1.8 Crore, even 2.1 Crore — and none explains why. Here is what each number actually is and which one you would pay.
Search “Margalla Enclave 5 Marla price” and you will find 1.55 Crore, 1.8 Crore, 2.1 Crore — and listings at 60 Lac. None of these pages is necessarily wrong. They are pricing four different things and labelling all four “the price”. Here is the decoder.
1 — The ballot price (what DHA charges)
The official, published price for the current ballot round. It changes by round — the second round priced roughly 30% above the first, and third-round quotes vary by source. Lump sum is the base; the 1, 2 and 3-year quarterly plans carry a built-in premium (about 16–17% over three years on the launch schedule). The down payment (15–20% depending on round) falls due within 30 days of winning.
2 — The file price (what the secondary market charges)
Lose the ballot, or miss the window, and you can buy someone's allotment — a file. Here is where listings get misleading: a “5 Marla at 60–85 Lac” file usually means you pay the seller their paid-up instalments plus a premium, and the remaining instalments to DHA stay on your shoulders. The listing figure is the ticket in, not the total cost. Always compute: premium + paid-up + remaining instalments + transfer fee.
3 — The resale price (paid-up or possession plots)
A fully paid file, or a plot in ME-2's delivered-possession streets, trades close to or above the current ballot price — you are paying for zero remaining liability and, in ME-2, for the only proven possession in the project. Profit on any resale is realised at official DHA transfer, which is exactly what keeps this market documented and safe.
So which should you buy?
- Ballot: cheapest clean entry if you win; cost of losing is only time. Best for patient, documented money.
- File: instant entry, real total cost hidden behind the sticker. Only with our full computation in front of you.
- Resale/possession: most expensive, least uncertainty. The ME-2 possession streets are the project's blue chip.
Rule: never compare a file sticker to a ballot price. Compare total landed cost to total landed cost — the calculator below does exactly that.
The launch schedule (baseline for every comparison)
| Plot size | Lump sum | 1 year | 2 years | 3 years |
|---|---|---|---|---|
| 5 Marla 125 Sq.Yd · 25×45 ft |
1,55,00,000 | 1,63,95,363 down 25,40,363 |
1,71,97,163 down 26,62,163 |
1,80,99,188 down 27,99,188 |
| 10 Marla 250 Sq.Yd · 35×65 ft |
3,00,00,000 | 3,16,62,250 down 48,87,250 |
3,31,65,625 down 51,15,625 |
3,51,70,125 down 54,20,125 |
| 1 Kanal 500 Sq.Yd · 50×90 ft |
5,60,00,000 | 5,93,19,000 down 91,69,000 |
6,23,28,000 down 96,28,000 |
6,53,36,996 down 1,00,87,000 |
Transfer fees & DC values (what a file changes hands for)
| Plot size | Transfer fee | Processing | Transfer set | DC value |
|---|---|---|---|---|
| 5 Marla | PKR 77,000 | PKR 20,000 | PKR 5,000 | PKR 69,00,000 |
| 10 Marla | PKR 1,77,000 | PKR 20,000 | PKR 5,000 | PKR 1,37,50,000 |
| 1 Kanal | PKR 1,91,000 | PKR 20,000 | PKR 5,000 | PKR 2,75,00,000 |
Last verified: 23 August 2026. Figures compiled from public market sources and official schedules on that date. Rates move — WhatsApp for today's number.
Total landed cost, one number
Instalment plans apply to DHA Margalla Enclave official schedules. Bahria Enclave resale is normally lump-sum or privately negotiated.
Taxes estimated on recorded/FBR value at filer & overseas (Clause 111AC) rates: §236K 1.25% + stamp ≈1%. Non-filers pay 10.5–18.5% §236K instead — get on the Active Taxpayer List first. Indicative only.
Illustrative value after 5 years at 14% p.a.: —. Past appreciation is not a forecast.
Send this to HasnainThe fine print, decoded
Because three different products get called 'the price': (1) the official ballot/allotment price for the current round, (2) the open-market file price — where a quoted figure is often just the premium plus paid-up instalments, with the remaining instalments still owed on top — and (3) full resale of a paid-up or possession plot. A '5 Marla at 60 Lac' listing is almost always category 2 with crores still payable to DHA.
Published materials have shown both 15% and 20% within 30 days of allotment, varying by round. Late payment historically carries a surcharge pegged around KIBOR + 5% per year. Confirm the figure on the official schedule for the round you are entering — we send the current sheet on request.
On the launch schedule, the 3-year plan cost about 16-17% more than lump sum — roughly 5% per year of financing built into the price. Against double-digit deposit rates that can be rational for a salaried buyer; for a cash buyer, lump sum is almost always the better price. Run both through our calculator before deciding.
Comparing a file against the ballot?
Send the file's details — you'll get the full landed-cost computation back, including what the listing didn't mention.